For Individuals
“Sticking with your family is what makes it a family.” ~Mitch Albom
Family is not a metaphor it’s the way we do business. We recognize that financial matters can be sensitive and even nerve wracking. We approach you as family, ensuring that we always consider the more personal circumstances of your situation while providing quality advice.
We believe that a well-strategized financial roadmap consists of thoughtful planning and sound investment advice. At Capital Management of the Carolinas, we’ll help you navigate through the various planning and investment options to provide direction and meaning to your financial decisions.
We can help you understand how one financial decision can affect other areas of your finances. By viewing each financial decision as part of a whole, you can consider its short and long-term effects on your life goals. With our planning and investment advice, Capital Management of the Carolinas can help ensure all aspects of your financial future are finely tuned and laid out in detail.
We can develop a comprehensive plan or focus on a particular area of concern: wealth preservation, estate planning, business succession strategies, retirement planning, education funding, portfolio management and charitable gifting. Our recommended strategies are tailored to your personal circumstances and objectives and we’ll work closely with you to decide which strategies to implement. Your customized plan can be comprehensive or focused on one or more of several benefits:
- Realistic approach to wealth accumulation
- Enhanced financial independence
- Reduced investment risk
- Increased investment cash flow
- Improved monthly cash flow
- Tax Advantaged Strategies
- Enhancing company planning options and benefits
- Better coordination of personal and business assets
- Reduced insurance costs
- Enhanced wealth preservation
It is never too late to start thinking about your personal financial objectives and strategizing a plan to pursue your financial goals. Whether it’s organizing your retirement assets to guage your retirement security or reevaluating your insurance, we can help create a plan designed to help meet your current needs while pursueing your lifelong wealth goals.
The amount you will need in retirement depends on several things: the age you plan to retire, your desired retirement lifestyle, how long you expect to live and the rate of return that you expect to earn on your investments. Also, Social Security and employer-sponsored pension plans will probably provide less of what you will need than they did for your parents. We can help organize all facets of your retirement income. Several strategies we can discuss and implement in your retirement plan include:
- Prioritizing retirement goals and objectives
- Saving more or retire at a later age
- Spending less during retirement
- Investing while balancing risk and ROI
- Maximizing contributions to qualified retirement plans or IRA’s
- Liquidation of non-cash assets
- Maximizing Social Security or Pension
Thank you for taking the time to visit our website and if you have questions, please give us a call and we will happy to help.